Monday, November 21, 2016
Tick -Tock
Tick tock said the clock.
Time is running out for me to choose my health insurance from the National Health Care program. I am self employed and have had a major injury so I have no other choice for health care benefits. I don't really get sick, a little bit of this and that, but that's about it. I could benefit from a knee replacement and maybe a few other procedures but I don't have the time, money, or inclination to give into those things. So I limp forth. Each year the policies go up a bit, but this year, OH MY. I went through the mailers and emails yesterday and was shocked by increase. I had heard stories and posts on FB of the increases...My plan doubled this year. No reason just doubled and I only visited the doctor once last year for a annual check up. My thoughts went immediately to what would I have to give up to pay for the difference. Through the check list I went and then realized I couldn't do that to myself, coming from a place of fear and lack-which produces more fear and lack. I am grateful that I have a choice and can make it for myself.
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I also rely on the Marketplace for health insurance, and my premium skyrocketed as well. But I noticed the tax credit to apply toward my insurance went up to to help defray the cost. Hugs to you.
ReplyDeleteYou are right the tax credit did go up to help otherwise it would be more than the double. Still it is a good thing to have health insurance, so I will have to work a with a few more people this year.
Deletesame here. Before the Healthcare act as a person with no one but two cancers my rate was 2700.00 a month. After the healthcare act went in and I couldn't be penalized for "pre-existing conditions" my insurance was 700.00 a month. With pretty high deductibles. This year I crossed to Medicare. 162.00..With some dental and vision included. No wonder medicare is going broke.
ReplyDeleteWe do what we need to do. At least it is still more affordable than searching for coverage with a pre-existing issue.
DeleteGosh this reminds me how lucky we are over here with our NHS. I pay £300 a month (based on salary not preexisting conditions) and for that everything but dental care and prescriptions is covered. Got sick last week got in to see my doctor the next day medication for insomnia sorted and and a strategy for addressing my horrendous work life balance is in place. I am blessed. Hugs to you.
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